Devolada Loans | Payday & Title Loans in Laredo, TX

LOAN OPTIONS

Two options.
One simple start.

Borrow only what you need.
Review the full costs and
repayment terms before deciding.

Payday loans

Up to $500

Vehicle title loans

Up to $1,000

Both products are available to apply for online, subject to approval. Vehicle title loans use your vehicle as collateral.

TRANSPARENT INFORMATION

Know the cost before you decide.

Devolada’s published figures, schedules and documents are retained. Final loan details appear in the applicable documents before signing.

Fees & Disclosures

The following schedule shows the fees for a monthly multi-pay payment payday loan — CAB fee per $100 is $20.00

Our loan products

Multi-pay loan options

Loans offered to Devolada customers are funded by a separate entity referred to as the 3rd Party Lender. Devolada is a licensed Texas Credit Access Business.

Auto Title Loan

Multi-Pay Title Loans

A Multi-pay Title Loan is a loan that is repaid over time with a set number of scheduled payments; installment loan services for up to (6) months with payments due monthly. They are: pay off, pay down your principal balance, or pay interest and fees only. At the end of the term of your loan, you can choose to pay off or refinance the loan.

Payday / Installment Loan

Multi-Pay Cash Loan

A Multi-pay Cash Loan is a loan that is repaid over time with a set number of scheduled payments; installment loan services for up to (6) months with payments due bi-weekly or monthly. They are: pay off, pay down your principal balance, or pay interest and fees only. At the end of the term of your loan, you can choose to pay off or refinance the loan.

Fee schedule — multi-pay cash loan

CAB Fee $20.00 per $100

Annual Percentage Rate	Finance Charge	Amount Financed	Bi-Weekly Payments #1–11	Monthly Payments #12	Total of Payments	Total CAB Fee	To Unaffiliated Lender
487.80%	$612.24	$300.00	1 & 3 – $122.45 2 & 4 – $122.28	$422.78	$600.00	$600.00	$12.24
487.80%	$1,020.41	$500.00	1 & 3 – $204.08 2 & 4 – $203.81	$704.63	$1,000.00	$600.00	$20.41
487.81%	$1,428.60	$700.00	1 & 3 – $285.72 2 & 4 – $285.34	$986.48	$2,128.60	$1,400.00	$28.60

← Scroll to see full table on mobile

⚠ Important: The Annual Percentage Rate (APR) shown is based on CAB fees only. Actual APR including lender interest will be disclosed on your Consumer Disclosure form before you sign. This disclosure is provided in accordance with Texas Finance Code §393.223 and 7 TAC §83.6007. Late payment fee of $7.50 or 5% of the late amount (whichever is greater) applies for payments more than 10 days past due.

A Returned Item Fee Of $30.00 Will Be Applied To Dishonored Checks

Late Payment Fee Of $7.50 Or 5% Of The Late Payment Amount Whichever Is Greater Will Be Applied For Payments More Than 10 Days Past Due

OCCC Notice

This Business Is Licensed And Examined By The State Of Texas — Office Of Consumer Credit Commissioner. Call The Consumer Credit Hotline Or Write For Credit Information Or Assistance With Credit Problems.

Office Of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207
(800) 538-1579 · consumer.complaints@occc.texas.gov

Consumer Rights

This Business Is Licensed And Examined By The State Of Texas — Office Of Consumer Credit Commissioner. Call The Consumer Credit Hotline Or Write For Credit Information Or Assistance With Credit Problems.

Office Of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207
(800) 538-1579 · consumer.complaints@occc.texas.gov

Auto Title Loan — Fee Schedule

The following schedule shows the fees for a multi payment auto title loan — CAB fee per $100 is $12.50 · *Includes a one-time Title App Fee of $33.00

Multi-payment auto title loan

CAB Fee $12.50 per $100 + $33.00 Title App Fee

Annual Percentage Rate	Finance Charge	Amount Financed	Bi-Weekly Payments #1–11	Monthly Payments #12	Total of Payments	Total CAB Fee	To Unaffiliated Lender
487.80%	$612.24	$300.00	1 & 3 – $122.45 2 & 4 – $122.28	$422.78	$600.00	$600.00	$12.24
487.80%	$1,020.41	$500.00	1 & 3 – $204.08 2 & 4 – $203.81	$704.63	$1,000.00	$600.00	$20.41
487.81%	$1,428.60	$700.00	1 & 3 – $285.72 2 & 4 – $285.34	$986.48	$2,128.60	$1,400.00	$28.60

← Scroll to see full table on mobile

⚠ Important: APR shown is based on CAB fees only. Actual APR including lender interest will be disclosed on your Consumer Disclosure form before you sign. This disclosure is provided in accordance with Texas Finance Code §393.223 and 7 TAC §83.6007. *One-time Title App Fee of $33.00 is included in the Total CAB Fee.

A Returned Item Fee Of $30.00 Will Be Applied To Dishonored Checks